If you are planning a trip away from home and you know it’s going to be a long one at that, then it is best to find out about long stay travel insurance. This trip could be for any purpose, business or pleasure, but it is best to have an insurance coverage. Now you will ask, why purchase long stay travel insurance? A regular travel insurance policy only protects you for a limited period of time, which in most cases is ninety days. There can be variations in different policies. It is therefore advised to check the policy document before you buy any insurance plan.
The standard insurance plan would not cover you for a longer period and that is exactly what you need when you are on a long trip abroad. Therefore, you need to ensure that you are protected for the entire time you stay abroad. The answer to your problem is long stay insurance. If you purchase this policy, the insurance coverage will be for a longer period, and you wouldn’t need to worry about any mishaps during your trip. This insurance policy is longer than all other standard insurance policies.
A long stay insurance policy is recommended for people taking longer trips, as the longer is your trip, the more are the chances of something unforeseen happening to you during your trip. The future is always uncertain and the best way to deal with uncertainty is to make sufficient contingency arrangements.
Long stay travel insurance protects the amount you will be investing in your trip. In case of any unexpected illness or accident that happens during your trip, this insurance policy will save you thousands of dollars. When you are visiting another country, your current medical insurance will provide very little or no coverage to you. So, that wonderful medical insurance plan of yours will be practically useless when you travel abroad. Many countries have very expensive medical facilities for travelers, which makes them quite unaffordable when you don’t have an insurance policy to cover these expenses.
There are times when people have become very sick while staying abroad and the doctors decide to send you back to your own country for further treatment. The cost of an air ambulance is very high and might cost you all your savings. Such incidents can create a major hole in your pocket as well as your savings. Large medical and ambulance bills cannot be afforded by everyone.
You don’t have to worry about such things when you have a long stay travel insurance policy. This type of insurance is tremendously useful for people who travel frequently. A long stay travel insurance policy will protect them on all their trips. This policy also covers theft, medical and dental bills.